Payday Loans for Emergency Situations
Sometimes emergencies just happen in life that leaves you pretty strapped for cash. In fact, there are times when you don’t have enough money to cover an emergency of any kind. Everyone here at Kevin K Loans understands that, and it’s why we offer our clients the choice of taking out a smaller payday loan or the bigger installment loan option.
What’s A Payday Loan?
A payday loan (also known as a cash advance) is a short-term loan for a small amount of money. These types of loans are typically used for unexpected expenses or just so you can have some extra money in your wallet before your next paycheck.
Payday loans are personal loans that give you an alternative option to bouncing checks. However, it’s important for you to realize that these types of loans are not a long-term financial solution. These are strictly short-term loans which allow you to borrow a small amount of money.
In order to apply for a payday loan, please give us a call at (877) 239-0271. Then let us know the amount of money you’d like to borrow. To qualify, you’ll need to have proof of income (usually at least $1000/per month), a valid social security number, a working email address, and an active checking account. However, requirements can vary by state. A representative will let you know exactly what’s needed in your State when you call in to apply for your payday loan.
What’s An Installment Loan?
Now that you know what a payday loan is, you may be asking yourself what an installment loan is. Simply put, an installment loan will get you the money you need today (usually a larger amount), and you’re able to repay it over time. Unlike a payday loan, installment loans can typically be repaid anywhere from 3 to 24 months depending on your State. This makes them a long-term personal loan.
The amount of money that you can receive when getting an installment loan will depend on a
Just like with a payday loan, in order to apply for an installment loan please call us at (877) 239-0271. Let us know what you’re looking for and your personal financial situation. We really want to help. When you supply us with the information needed, we’ll be able to tell you if we can give you a loan, how much we can give you, and the maximum length of the loan term.
Payday Loan Lenders By State
- District of Columbia
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Rhode Island
- South Carolina
- South Dakota
- West Virginia